We enable banking

Direct Transact helps banks and companies that want to launch financial products to move past any legacy issues and rapidly deploy cost-effective, sophisticated banking and payment systems for the future.

Enabling banking and payments

We empower customers to be Fintechs

Direct Transact is a Software-as-a-Service (SaaS) provider for businesses that want to launch their own banking and payment solutions. In addition to providing our customers with world-class cloud-based business systems, we also support them with invaluable technical and compliance advice and the ongoing financial operational support they require to run their payments and banking solutions successfully.

Steven Kessels

Sarah Bouwer

George Fowler

Roshnee Khan


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In-depth knowledge

Pioneers of SaaS in SA Banking

We have unrivalled expertise in payments processing. When Direct Transact was established in 2002, we were the first Software-as-a-Service (SaaS) provider to the financial services industries in South Africa. Today, 70% of all clearing and settlement banks in South Africa are Direct Transact customers. We process more than ZAR30 billion per month across 21 currencies.

Support and reliability

Consistent operational excellence

Most of our customers have been with us for more than 10 years. We don’t just provide technology - we provide deep and ongoing operational, industry and regulatory advice and support to our customers.

Memberships and certification

We’ve got regulatory compliance covered

Direct Transact is a member of the Payments Association of South Africa (PASA) and direct participant at Bankserv - enabling customers to participate in all payment streams in SA. Direct Transact is also a certified international third party service provider for both issuing and acquiring services for Visa and MasterCard, and fully PCI DSS compliant.

The future

Technology leadership and innovation

From cloud-based infrastructure to a secure, low-code, open API future, Direct Transact is continuing its investment in talent and technology to build on its long history of innovation and expand open finance platform capabilities internationally.

"They have been a strategic partner in the truest sense of the word. We were able to evolve from a micro-lender, dependent on the systems of a sponsor bank, to offering our own bespoke transactional account using Direct Transact’s platform."

George Roussos, COO, African Bank

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"They’ve mastered the elusive art of outsourcing a bank’s critical tech capabilities. Direct Transact is the best ‘one-stop’ partner to take care of the problem of ‘infrastructure lift and shift’ when entering a new market."

Mohammed Kaka, COO, Al Baraka Bank SA

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"Bidvest Bank’s relationship with Direct Transact evolved from a single international traveller card product in 2006 to a full blown suite of corporate banking services."

Neil Capazorio, Head: Products, Strategic Alliances and Virtual Channels, Bidvest Bank

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Speak to us. Direct.

Direct Transact offers a deep understanding of banking rigour and the latest technology trends. Contact us to design a custom package for your business.

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