We deliver global card solutions.
We provide physical cards, virtual cards and tokenisation for banks, corporates and retailers, certified by Visa and Mastercard. And, we cover interbank connectivity, dispute resolution, settlements, merchant management and eCommerce support.
Visa and MasterCard
Local and International card issuing
Prepaid (wallets) Debit Cards
Corporate purchase cards
Tap & go/contactless card solutions
Private label cards [closed loop]
Branded credit cards
Card Management Services
Pin encryption - Hardware Security Module (HSM)
Transaction limit setting
ATM and/or POS - on/off
Notifications (SMS, email)
Apple Pay, Google Pay and others
Token lifecycle management
We make banking a breeze.
We’ve got the full range of banking products covered - transactions, saving, lending and investments, asset and property finance, along with business and corporate accounts. Plus fraud management, tiered authorisation, and much more.
Lending products (secured and unsecured)
Corporate transaction accounts
Asset and Property Finance
We power payments.
We are Visa and Mastercard internationally certified and facilitate all South African payment streams. Our services also include merchant management and integration with National Payment Systems.
Visa and Mastercard services
Local and International processing
Issuing and Acquiring
Physical terminals ATM & Point of Sale (including SoftPOS)
Tokenisation (wallet payments, i.e., ApplePay, GooglePay)
Merchant management services (including settlement)
ATM cash management
National Payment System (NPS) BankservAfrica
Electronic Fund Transfer (EFT)
Local ATM and POS transactions
Ecommerce purchases (3D-secure)
Real Time Clearing (RTC)
Rapid Payment Program (RPP) in line with industry rollout
Closed loop (wallet to wallet)
3rd party deposits/payments - e.g., pay@ and EasyPay
Value Added Services (VAS) – e.g., pre-paid electricity and airtime
We tick the boxes.
We worry about regulatory compliance so you don’t have to, including PCI-DSS and other global and local banking and payment regulations.
Reconciliation and Settlement Services
We do seamless consolidation.
Real-time and overnight settlement and reconciliation is our speciality, ensuring smooth consolidation of all payment types. Whether it's financial operations or back-office processes, we keep things synchronised, stable and on point.
Consolidation and Transaction Warehousing
Consolidation of all payment types (i.e., single transaction engine)
MIS/Reporting (through a single pane of glass)
Cashflow and Liquidity Management
Financial and Back Office Support Services
Daily balancing and reconciliation of transactions,
Dispute Management Services
EFT dispute management
Settlement and Clearing Services
General Ledger and Financial Management Services
Payment Streams Reconciled
Electronic Fund Transfers (EFT)
ATM Deposits and Withdrawal
POS Card Payments
Real Time Clearing (RTC)
Salary / Payroll
National Settlement (Central Bank Settlement)
International Settlement (SWIFT)
Acquiring • Reconciliation and settlement services
ATM Acquiring: Cash Balancing and Settlement Services
POS Acquiring: Balancing and Settlement Services
Merchant Acquiring: Balancing and Settlement Services