We enable banking — for everyone

Direct Transact exists to create a positive economic impact by democratising banking and financial services. We provide core banking capabilities and financial services software to more than 70% of South African banks and as one of the largest VISA processors is CEMEA, we believe we are making a significant impact in the financial services landscape regionally and globally. And we'd like you to join our journey.

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Help us enable an open finance future

Our software and core banking expertise enable more banks and brands to offer a wider range of well-designed banking and payment solutions to the public.

These solutions drive economic activity and inclusion in society, and create a more prosperous and inclusive economic playing field.

It is our vision to enable society to transact more easily in a changing world. Our software and core banking expertise enable more banks and brands to offer a range of thoughtful solutions to the public that drive economic activity and inclusion. Direct Transact offers Banking, Payments, Compliance, Cards, Digital Identity and Finops services. Its systems have enabled the majority of SA’s smaller banks to exist and compete in a democratised marketplace. 

The company has a 99.99% uptime record over 20 years and more than a decade of loyalty from most of its customers. Today, 70% of all clearing and settlement banks in South Africa are Direct Transact customers and 21 currencies are supported through the Direct Transact platform. More than R40 billion in transaction flows are processed through its systems every month. We are investing in an open, embedded finance future because we believe it can make life better for people everywhere.

Our backstory - A company of firsts

We have always been at the forefront of democratising and enabling the banking ecosystem in South Africa.

And we are now ready to expand our offering across new territories to serve the global community.

Our story in numbers


of all clearing and settlement banks in SA work with us


currencies are supported by our platform


Our average uptime


billion Rand per month processed.

To make our mission a reality, we will focus on a number of key strategic objectives in the short to medium term. This includes optimising many of our key critical business processes, raising capital to execute our growth strategy, which may include local and international partnerships and acquisitions, opening up our platforms to innovative partners who serve society, and prioritising recruiting and retaining the best talent in the industry so that our people can make a meaningful contribution to the financial security, freedom and well-being of society.