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Security

Direct Transact is committed to ensure that our Internet Website, is safe and secure. Direct Transact utilises different levels of security and modern Inter-net technology as well as our own security infrastructure to ensure that proper access control is being applied. The security on the website and the services provided through it is constantly updated with advanced anti-virus protection. The website is further protected with 128 bit encryption by means of a valid Thawte Certificate.

Access to the secured site is restricted to users who have gone through a pre-registration and approval process. These users can only access data relating to their own Company and is driven by various levels of authorisation. The sys-tem provides for additional security such as enforcing random password changes. Attempts to access the secured site is being logged and invalid logon attempts will automatically be blocked. Users who have logged on but have not used the system for a certain period will automatically be logged off. To regain access to the system a logon process will have to be initiated again.

Direct Transact's website security is governed by the Information Technology Security and Data Protection Policy.

Terms and Conditions of Direct Transact

1. Terms and Conditions of using the Direct Transact Website
   

   By accessing the Direct Transact website you accept and agree to be bound by these terms and conditions. By using this website, you will gain access to the world wide web and you will be liable to pay any Internet access fees to your Internet Service Provider and your Telecommunications Service Provider.

2. Intellectual Property Rights
   

   The contents of this website (including text, graphics, links and sounds) are the property of Direct Transact (Pty) Ltd and may not be copied, downloaded, dis-tributed or published in any way. Direct Transact (Pty) Ltd accepts no liability for loss, damage or expense inter-alia arising from, but not limited to: Any defects, errors, imperfections, faults, mistakes or inaccuracies with this website, its contents or the Services; Any unavailability of the website, or any part thereof, or the Services; Any form of computer viruses or processes arising from your use of this web-site; and Any claim by a third party that your use of this website infringes its intellec-tual property rights.

3. Electronic Communication
   

   If the e-mail address contained in this website is used to communicate with Di-rect Transact (Pty) Ltd, we do not guarantee that the e-mail will reach us. These e-mails do not have a privacy and security warranty.

4. Indemnity
   

   You hereby indemnify Direct Transact (Pty) Ltd against any action, liability, cost, claim, loss, damage, proceedings or expense (including legal fees, costs and expenses on a full indemnity basis) that Direct Transact (Pty) Ltd suffers or incurs arising from, or which is directly or indirectly related to: Your access to or use of the website or any other person or entity's use of the website where that person or entity was able to access the website us-ing your user ID and password; or Any breach or non-observance of any of the website terms and conditions by you or by any other person or entity where that person or entity was able to access or use the website by using your user ID and password.

5. TERMS AND CONDITIONS
   

   Use and disclosure of Personal Information You agree that you will not use and disclose any personal data contained in this website for any other purpose than it was intended for.

6. Changes to the Website
   

   Direct Transact (Pty) Ltd retains the right to make any changes at its sole dis-cretion and without prior notice, change any information or material contained on this website and these website terms and conditions. Direct Transact will make every effort within reason, though, to notify you of these changes within a reasonable time.

7. Password Protection and Password Changes
   

   Passwords must not consist of repeated character strings (e.g. a1111111 or 1aaaaaaa). Passwords must not consist of sequential numbers or characters (e.g. 12345678). Passwords may not be the same as the user ID. Passwords MUST contain alpha as well as numeric characters and at least 1 digit should be a capital. Passwords may not contain key or commonly used words (e.g. PASSWORD1). Users must be aware that passwords must not be constructed from names, common acronyms, initials, birthdays, calendar names or months, phone numbers or any other information easily associated with the user. If a user suspects that a password is known to other users, a password change should be done immediately and the incident should be reported to a senior official. Under no circumstances may a password ever be disclosed to any other per-son. Continuation of the sign-on process automatically means that the user has read this disclaimer and undertakes to adhere to it. Users must be aware that access or attempts to access the system is being monitored.

Privacy Statement

It is the intention of Direct Transact to protect all information gathered through the use of this website, whether it be personal information of users, clients or any other person who uses the website or the services supplied by means of this website. It is not the intention of Direct Transact to disclose any such information to any other party except, for it to be used as part of the ser-vices contained in this website. Direct Transact will endeavor to safeguard the security and confidentiality of all information that is stored on the systems of Direct Transact. Direct Transact will further endeavor to use all means of protection of the privacy of our cus-tomers and users, whether it is by means of a registration, user identification and password control process as well as 128 bit encryption methods through the application of a registered Thawte certificate or any other means of en-cryption and protection of electronic communications that may be enforced by law. Information that is stored about our customers or system users will not be disclosed to any third party unless we are legally compelled to do so or when such disclosure is made at the request of our customers and users or upon their written consent.

The privacy policy must be read together with the Terms and Conditions for directtransact.co.za (the official internet address of Direct Transact) and the Security Policy.

Access to the secured site is restricted to users who have gone through a pre-registration and approval process. These users can only access data relating to their own Company and is driven by various levels of authorisation. The sys-tem provides for additional security such as enforcing random password changes. Attempts to access the secured site is being logged and invalid logon attempts will automatically be blocked. Users who have logged on but have not used the system for a certain period will automatically be logged off. To regain access to the system a logon process will have to be initiated again.

Direct Transact's website security is governed by the Information Technology Security and Data Protection Policy.

Glossary

compliancy

Direct Transact considers security and compliance extremely important. Not only does it ensure the integrity of our customer's data and protects the financial details of an individual, it also portrays trust in Direct Transact, its systems and staff. Financial Insti-tutions are becoming more and more exposed to fraud both from within and via other channels such as ATM networks and especially the internet. It is for this reason that Direct Transact is a leader in adhering to compliancy standards as set out by institutions such as the South African Reserve Bank, the Payments Association of South Africa, Visa and MasterCard. Local authorities liaise extensively with important participants in the payments industry and the banking sector and Direct Transact is actively involved in the establishment of rules and regulations aimed at increased security and other measures that protects the identity and personal information of individuals.

The Company is constantly reviewing its systems and processes to ensure that it stays abreast of the latest technology and other related international trends as far as systems security and compliance are concerned.

It is for this reason that Direct Transact is currently involved in a process to become compliant with the prescriptions of the Payment Cards Industry Data Security Standards (PCI DSS) – an international set of rules drawn up by the Card Associations. These rules are specifically aimed at the protection of Card Holder Data such as credit card num-bers.